Membership Benefits

Joining Chestnut Run Federal Credit Union

Open a Share Account with a $5.00 deposit and a $1.00 non-refundable, one-time membership fee, and you become a member of Chestnut Run Federal Credit Union. It’s easy to join. Just come see us or sign up when we visit  your site. Hours: Main Office 8:30 a.m. to 3:30 p.m. Glasgow Office 9:00 a.m. to 5:00 p.m., Monday through Friday.  Not sure if you are eligible to join. Click here to find out, eligiblity for membership at Chestnut Run FCU.

Membership

As a Chestnut Run Federal Credit Union member, you will enjoy some of the most competitive services and rates available in the area. As a fully member-owned cooperative financial institution, Chestnut Run Federal Credit Union offers each member the status of shareholder with all of the unique privileges and services of credit union ownership.
Recognizing each member as an owner means that all decisions at the credit union are made with the best interest of the membership in mind.  With your Share Account, you also share in the growth of your Credit Union through the distribution of dividends. Over 10,000 people currently enjoy the privilege of membership in Chestnut Run Federal Credit Union. And, once you join, you are eligible to remain a member for life.

Convenience

With our Payroll Deduction plan or ACH/EFT transactions you’ll find it so easy to manage your money. You can authorize deposits to your Share Account, to your Share Draft Account, to automatically pay your loans, or to distribute your deduction to cover all of these. It is all done automatically, so you won’t have to wait in line!

Share Drafts (Checking Accounts)

Regular Checking Features: NO monthly fees, NO minimum balance required, NO per check charges, FREE basic checks with Direct Deposit.   Apply Now.
Keep Your Checkbook Up To Date
Super Checking Features:  Earn Dividends, NO per check charges, FREE unlimited Visa Check or ATM Card usage, FREE basic checks with Direct Deposit, $10 monthly fee waived with $2,500 daily minimum balance maintained in share account.     Apply Now.

Internet Home Banking and Bill Paymet Service

We have the easiest, most convenient way to access your account and pay bills at your leisure. With Virtual Branch Home Banking and Bill Payment Services, you will free yourself from all the hassles that make banking and bill payment time consuming.
No check writing, no stamps or envelopes.
No “better get to the office before it closes.”
No waiting, no lines, no delays....not anymore!
Virtual Branch allows you to access your accounts by PC via the Internet whenever and wherever you want.
Internet Home Banking is FREE! Then, pay only $6.00 per month for Internet Bill Payment Services. That’s less than the cost of stamps!! Test Drive or Apply Now.

CUisp Internet Service Program

Chestnut Federal Credit Union connects you with reliable internet access!  Our standard unlimited plan includes unlimited internet access, up to three e-mail addresses, and 5 mb of personal web page space at the low monthly rate of $15.95.  Local access numbers are available throughout the nation and toll-free technical support is available seven days per week. Call 888-884-6386 to sign up today..
 

Easy Ways to Save

We have the perfect savings plan for you - whether you are saving for your first home, putting money aside for your children’s education, or saving for that rainy day. We offer Share Accounts, Certificates of Deposit, IRAs, Vacation Club and even a Christmas Club. With our safe savings plans, you’ll find your money grows quickly. Share Certificate Rates or Share Rates

Easy Ways to Save With IRAs

CRFCU offers Traditional, Roth, and Education IRA Accounts that will help make your retirement dreams come true. No minimum balance is required.  No monthly fees,  Contributions may be made in “lump sums” or by regular deposits to the IRA shares throughout the year.  Dividends are paid quarterly. IRA Share Certificates are also available with a minimum deposit of $1,000.  IRA accounts are insured for an additional $100,000 per member account by National Credit Union Administration.  Share Certificate Rates or IRA Share Rates     What will it take to save for a College Education?

VISA Check Card or ATM Card

If you qualify for a Share Draft Account, you can apply for a Visa Check Card or ATM Card so that you can deposit, transfer, or withdraw funds 24 hours a day at thousands of ATM machines throughout the world. For your added convenience, CRFCU has it’s own ATM machines -- one at Barley Mill Plaza, one at the Credit Union office at Chestnut Run Plaza, and the other at the the Credit Union Office at Glasgow located at 400 Technology Dr, Newark, DE. You can use your Visa Check Card or ATM Card for the payment of goods and services at thousands of merchant locations.   Below is a list of SURCHARGE FREE ATMs.  Apply Now.

Loans to Suit Your Needs

If you need a loan to buy a new car or a used car, a boat or an RV, or a mortgage or a Home Equity Loan, we make it easy and economical.  Our Loanliner® program offers a variety of secured and unsecured loans at interest rates that are usually below those offered at other financial institutions.  And, through a payroll deduction plan, we can save you the hassle of coupon books and the worry of wondering whether your payment arrived on time. It’s a no-fuss way for you to repay a loan.  Auto Protection Program, Loan Calculator, Rates Or APPLY NOW.

Visa Credit Card

An Exclusive benefit of a Chestnut Run FCU Visa Card is:        

With your Credit Union Visa Card you earn valuable Bonus Points with every purchase you make.  These points are redeemable for exciting gift and travel awards like: Airline tickets, Quality Merchandise, Deluxe Hotel Upgrades, Free Car Rental, Retail discounts, And Much More!!   Accepted around the globe wherever you see the Visa emblem.  You’ll benefit from its convenience and security whenever you use your card to travel, shop, or dine. In business or pleasure, you’ll find it makes your life a little bit easier.
Rates Or Apply Now.