Auto Loans

Rebate Vs Dealer Financing!

The Auto Loan Calculator is used to compare the benefits of applying your Dealer Rebate to a Low Rate Auto Loan from Chestnut Run FCU, against taking the dealer's lower rate. The results may surprise you.

For additional information on Financing or Purchasing your next Automobile, see our Auto Loan Resource Center.

When 5.5% Is Better Than 0.00%


When shopping for a new car, those super-low dealer rates may be tempting. But take a closer look.  Those rates are usually available only if you pay full retail price for the car!

You’ll do better by negotiating a lower price, or by taking a manufacturer’s rebate, and going to Chestnut Run FCU for your loan
Check Your Credit BEFORE You BUY!

Always Go For The Lower Price!

Save Money With A Chestnut Run FCU Auto Loan

Features

Chestnut Run FCU

Dealer

Interest Rate:

5.5% APR*

0% APR

Term:

60 Mos.

60 Mos.

Retail Price:

$20,000

$20,000

With Negotiation or Rebateof $3000:

$17,000

$20,000

Trade-in or Down Payment:

$3,000

$3,000

Loan Amount:

$14,000

$17,000

Monthly Payment:

$265

$284

Total Payments

$16,004

$17,000

Member Gets Lower Monthly Payments, And Saves  $996 Over The Term Of The Loan!

Rates As Low As 5.50% APR on All Vehicles,
New or Used

Additional Rates or the Loan Calculator
Auto Protection Program
Get the Negotiating Power of a Cash Buyer with a Pre-Approved Loan
Whether you’re buying a new or used car, a pre-approved loan from Chestnut Run FCU puts you in a much stronger bargaining position at the dealer. It will also save you time and hassles.

Apply Now

*Rates vary, depending on qualifications and term, from 5.50% to 18.00% APR. APR=Annual Percentage Rate. 

Payment example of $10,000:  For a vehicle loan with a 5.50% APR and a 60 month term, your approximate monthly payment would be $190.53.

Back to What’s New

Payment Protection Comes From Credit Life & Disability Insurance

Protect your self and your family with low cost Credit Life and Credit Disability Insurance. Your Credit Union offers it at a fraction of the cost of for-profit lenders. Disability Insurance makes your loan payments if you become injured or ill. Credit Life pays your balance in the event of death.

JUST ask.... who will make your loan payments if you can’t?

We will...

If you protect your credit union loan with payment protection credit disability insurance for borrowers.

It Works This Way. Say you become disabled and unable to make your loan payments.  Payment Protection takes over.  It makes benefit payments to your Credit Union to reduce or relieve your monthly debt. So while you’re not working, you’re not missing payments.

Do You Need Payment Protection?

Complete the worksheet and see for yourself.

Credit Life Insurance
Will your family be able to live comfortably without your income?

Monthly Expenses:

Mortgage/Rent$

$

Utilities($176*)

$

Food($367*)

$

Auto($454*)

$

Credit Card and/or Loan Payments

$

Child Care

$

Spouse’s Debt

$

Savings/Retirement Plan

$

Other

$

Total Expenses

$

Income Minus Your Salary

Monthly Total

$

Spouse’s Take-Home Pay

$

Life Insurance

$

Total Income

$

 

 

 

 

 

 

 

 

 

 

 

 

 


 

 

Credit Disability Insurance
Will your family be able to live comfortably without your income?

Monthly Expenses:

Mortgage/Rent$

$

Utilities($176*)

$

Food($367*)

$

Auto($454*)

$

Credit Card and/or Loan Payments

$

Child Care

$

Spouse’s Debt

$

Savings/Retirement Plan

$

Other

$

Total Expenses

$

Income Minus Your Salary

Monthly Total

$

Spouse’s Take-Home Pay

$

Life Insurance

$

Total Income

$

 

 

 

 

 

 

 

 

 

 

 

 

 


 

 

*Average monthly expenditure, based on U. S. Bureau of Labor and Statistics, from the Statistical Abstract of the U. S.

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William Courtney
LIBERTY MUTUAL
Home/Auto/Life/Flood Insurance

Since you are a member of an organization that has an alliance with Liberty Mutual, you could pocket substantial savings on your auto and homeowners insurance through Group Savings Plus. This unique program allows you to purchase high-quality auto and home insurance at special discounted rates* and with convenient payment options. With Group Savings Plus, you’ll also enjoy:

  • A money-saving group discount on auto, home, and tenants insurance
  • Convenient payment plans including automatic account deductions or direct-billing at home.
  • No down payment when account deduction option is selected.
  • Round-the-clock claims service
  • A guaranteed rate for 12 months
  • No costly fees or finance charges
  • Individualized service from local representatives.
  • 24-Hour Emergency Roadside Assistance**

Group discounts, coupled with other premium reductions such as multi-car, multi-policy, safe driver, passive restraints and anti-theft device discounts could result in substantial savings for you and your family.

How much could you save? Contact William D Courtney for a free quote and to find out more about discounts for safe drivers, multiple policies, home safety and security devices.  You can compare your current costs and coverage’s by calling (302) 993-0500.

*Group discounts are not available in all states and provinces.  Discounts vary by state and province.  **Service applies to auto policyholders and is provided by Cross Country Motor Club of Boston, Inc.,  Boston, MA or through Cross Country Motor Club of California, Inc. Boston, MA.  Back to Services

As a Chestnut Run FCU member, you and your family can enjoy these and other benefits from Nationwide’s special auto insurance program:

  • Local Agency Service
  • Guaranteed Claims Service
  • Multiple Discounts
  • Convenient Payment Options

For a quote from Nationwide Insurance call the Helene Lee Agency at (302) 995-6071, or click on the banner below.

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Accidental Death And Dismemberment Insurance Program

$2000 of Accidental Death & Dismemberment Insurance ...At No Cost To You! Please take advantage of the $2000 of free coverage today! It’s easy to activate this coverage online by clicking on the link below. Or, elect up to $250,000 of Voluntary coverage for you...or your family.

 

It’s that easy to get the Accidental Death Insurance that could prove invaluable in a time of need. You’ll receive exclusive guaranteed acceptance-no physicals or health questions. Or, feel free to call toll free 1-877-665-7563 for additional information

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